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One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app

Features

Money Account

Manage and grow your money

PalCard

Pay globally with ease

PalCard

Pay globally with ease

Saving

Earn on every spend

Security and Insurance

Security

Protect your money and data.

Insurance

Extra cover for your assets

Wallet

Crypto Wallet

Securely store and track crypto

Buy Crypto

Purchase crypto instantly

Available Tokens

Access Supported Coins

Rewards

Earn on every spend

Referral

Invite friends, get rewards.

PalWallet makes managing your money and crypto simple and secure.

Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.

Grow Your Business

PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.

Solutions

Card & Wallet Services

Digital spending solutions

Core Infrastructure

Secure financial foundation

Accounts & Payments

Global money movement

API

Real-world success stories

Growth & Engagement

User growth tools

Custody & Security

Asset protection systems

Compliance & Insights

Regulatory intelligence tools

Case Studies

Real-world success stories

Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.

Grow Your Business

PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.

Solutions

Business Account

Business Money Management

Commercial Wallets

Multi-account management

Card Issuing

Custom card solutions

Crypto As Service

Crypto payment integration

PalPayments

Seamless payment processing

BaaS White Label

Branded banking services

PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.

About PalWallet

About Us

Manage your money

Join Us

Become our team member

Media Kit

Promotional resources hub

Available Countries

Coming Soon

Wallet

Help Center

Instant customer support

The Pal Blog

Insights and updates

Feedback

Share your thoughts

Contact Us

Get in touch

Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.

Join us at Money2020 2-4 June 2026

Secure by Design. Built for Trust.

At PALWALLET, trust is at the core of everything we build.

We provide regulated financial infrastructure that enables businesses to move money securely across borders. Our security, privacy and compliance programs protect our customers, their data and the financial ecosystem we operate within.
We continuously invest in information security, operational resilience and regulatory compliance to maintain the highest standards across our platform.

TRUST & ASSURANCE
Reviewed 26 July 2026 · Evidence available upon request
ISO/IEC 27001
International standard for information security management systems.
PCI DSS v4.0.1
Completed using the PCI DSS Self-Assessment Questionnaire D.
SOC 2
Our SOC 2 readiness and assurance programme is currently underway.
Financial Infrastructure
International standard for information security management systems.

Current platform status

API
Core customer and partner interfaces
● Operational
Payments
Processing and orchestration services
● Operational
Customer Portal
Web access and administration
● Operational
Notifications
Webhooks, email and operational messaging
● Operational
Security review pathways

Get the evidence your team needs.

Bank or PSP
Architecture, control environment, operational resilience and partner oversight.
Enterprise
Data protection, vendor assurance, continuity and contractual due diligence.
Fintech or Merchant
Integration security, payment controls, onboarding and transaction risk.
Regulator or Auditor
Governance, control evidence, risk ownership and reporting processes.
Security practices

Security by Design

Security is embedded across every layer of our technology, operations and organisational culture.
Encryption
Data encrypted in transit and at rest
Role-Based Access
Least-privilege access controls
Multi-Factor Authentication
Strong identity verification
Infrastructure Monitoring
24/7 security monitoring
Secure SDLC
Security throughout development
Vulnerability Management
Continuous assessment and remediation
Penetration Testing
Independent security testing
Incident Response
Defined response procedures
Business Continuity
Operational resilience planning
Disaster Recovery
Tested recovery capabilities
Third-Party Risk
Structured vendor assurance
Layered protection
People, process and technology working together.
Data & governance

Built for a regulated world.

Our privacy and compliance controls are designed to support responsible innovation without compromising financial integrity.
01
Controls designed around our customers, partners and regulatory obligations.
01 / DATA
Privacy Protection
Protection of personal and business data throughout its lifecycle.
01 / DATA02 / GOVERNANCE
Regulatory Compliance
Controls aligned to the realities of modern regulated finance.
Assurance resources

Transparency when it matters.

Access the information your security, risk and compliance teams need to complete their due diligence.
SECURITY ASSURANCE
Documentation available upon request
DIRECT ACCESS
Speak with our teams.
For security, compliance or assurance enquiries, contact the relevant PALWALLET team directly.
SECURITY TEAM
COMPLIANCE TEAM
Enterprise Due Diligence

Security, privacy and resilience information

These summaries provide a starting point for enterprise reviews. Detailed evidence may require approval and an NDA.
Data residency & hosting
Publish only verified hosting and processing locations.
Subprocessors & privacy
Maintain a transparent register and supporting privacy documentation.
Security architecture
Provide an approved high-level overview without exposing sensitive implementation details.
Incident notification
State commitments exactly as approved in contracts, policies and applicable law.
Resilience objectives
Only disclose approved recovery objectives and scope.
Customer assurance
Provide a structured path for evidence, questionnaires and follow-up.