One app, endless possibilities.
Pay, trade, earn rewards, and grow your money-your way, all in one powerful app
Manage and grow your money
Pay globally with ease
Pay globally with ease
Earn on every spend
Protect your money and data.
Extra cover for your assets
Securely store and track crypto
Purchase crypto instantly
Access Supported Coins
Earn on every spend
Invite friends, get rewards.
PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.
Digital spending solutions
Secure financial foundation
Global money movement
Real-world success stories
User growth tools
Asset protection systems
Regulatory intelligence tools
Real-world success stories
PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.
Manage your money
Become our team member
Promotional resources hub
Coming Soon
Instant customer support
Insights and updates
Share your thoughts
Get in touch
One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app
Manage and grow your money
Pay globally with ease
Pay globally with ease
Earn on every spend
Protect your money and data.
Extra cover for your assets
Securely store and track crypto
Purchase crypto instantly
Access Supported Coins
Earn on every spend
Invite friends, get rewards.
PalWallet makes managing your money and crypto simple and secure.
Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.
PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.
Digital spending solutions
Secure financial foundation
Global money movement
Real-world success stories
User growth tools
Asset protection systems
Regulatory intelligence tools
Real-world success stories
Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.
PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.
Business Money Management
Multi-account management
Custom card solutions
Crypto payment integration
Seamless payment processing
Branded banking services
PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.
Manage your money
Become our team member
Promotional resources hub
Coming Soon
Instant customer support
Insights and updates
Share your thoughts
Get in touch
Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.
One app, endless possibilities.
Pay, trade, earn rewards, and grow your money-your way, all in one powerful app
Manage and grow your money
Pay globally with ease
Pay globally with ease
Earn on every spend
Protect your money and data.
Extra cover for your assets
Securely store and track crypto
Purchase crypto instantly
Access Supported Coins
Earn on every spend
Invite friends, get rewards.
PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.
Digital spending solutions
Secure financial foundation
Global money movement
Real-world success stories
User growth tools
Asset protection systems
Regulatory intelligence tools
Real-world success stories
PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.
Manage your money
Become our team member
Promotional resources hub
Coming Soon
Instant customer support
Insights and updates
Share your thoughts
Get in touch
One app, endless possibilities.
Pay, trade, earn rewards, and grow your money-your way, all in one powerful app
Manage and grow your money
Pay globally with ease
Pay globally with ease
Earn on every spend
Protect your money and data.
Extra cover for your assets
Securely store and track crypto
Purchase crypto instantly
Access Supported Coins
Earn on every spend
Invite friends, get rewards.
PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.
Digital spending solutions
Secure financial foundation
Global money movement
Real-world success stories
User growth tools
Asset protection systems
Regulatory intelligence tools
Real-world success stories
PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.
Manage your money
Become our team member
Promotional resources hub
Coming Soon
Instant customer support
Insights and updates
Share your thoughts
Get in touch
Effective Date: October 22, 2026
This privacy policy for DPO (“We”, “Us” or “Our”) tells you how we may collect, use and share your information when you visit our website www.Palwallet.com.
We appreciate your decision to use our website www.Palwallet.com and to trust us with your valuable personal information. In this document, we seek to explain in the clearest terms possible our privacy practices. We strongly encourage you to read this document (and any other related documents) carefully before using the website. If there are any terms or conditions in this document that you do not agree with, please do not use the website, or in case you are already using it, please discontinue the use immediately. By using the website, you are accepting and consenting to the practices described in this Privacy Policy.
What information do we collect about you?
When we collect information, we do so to ensure that you get to experience our service seamlessly. For that, we collect the following information. Some are your personal information and some are your sensitive personal information.
The personal information that we collect about you are the following:
Sometimes, we also collect sensitive personal information from you, which includes the following:
How do we collect such information?
We may use any of the following three ways to get information about you.
Before going into the reasons why we collect the information that we do, we want you to understand what the above three terms mean.
a. The information that you give us
When you sign up for an account to use our service/product we will ask you certain questions like your name or email address. These are the information that you give us. This may not be limited to what we have mentioned and can change according to the nature of the service/product that we provide.
b. The information that we automatically collect from you
When you access our service from a device, we may automatically collect information from your device, such as through the use of cookies. You will know more about automatic collection of personal information in the next section.
c. Information that we collect from third parties
These third parties can be data aggregators, online directories, data marketplaces or exchanges, etc from where we may collect information about you.
Cookies and similar technologies
Cookies are small packets of information that are placed on your device, so that we can retrieve the information about you, such as your login information, your choices on our websites and other information.
For more information about cookies and similar technologies, please visit our cookie policy.
Do not track requests
We respond to “do not track” requests in the following manner:
Our website does not currently respond to browser “Do Not Track” signals. You can manage your cookie preferences through our cookie settings.
Why do we collect information about you?
We collect information about you for a variety of reasons. It helps us, among other things, to serve you better. The following are the ways in which we use the information that we collect about you.
How long do we retain your information?
We will only keep your personal information for 5 years, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice requires us to retain your personal information for longer than the period during which users have an account with us.
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymise such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
Do we share your information?
We may share your information with third parties in the following ways:
Sale/sharing of information
We do not sell or share the information we collect from our users.
Disclosure of personally sensitive information
We do not disclose personally sensitive information for purposes other than the following:
GDPR Disclosures
Cross border data transfer
The information that we collect from you, including your personal data, may be processed in locations outside the European Union, where data transfer laws may differ from those in effect in your jurisdiction. In some cases, the transfer may be to countries classified as ‘adequate countries’ by the European Union (see here for details on adequate countries). However, where the transfer is not to an adequate country, we have implemented appropriate legal measures in accordance with the General Data Protection Regulation to ensure that your personal information is adequately protected.
Standard Contractual Clauses: When we transfer the data collected from you, including personal data, to third countries that are not deemed adequate, we have agreements in place with processors in those countries that include the Standard Contractual Clauses mandated by the GDPR. For more information on Standard Contractual Clauses, please see here.
Automatic processing of data
We use automated processing of the personal information we collect to personalise our services for you and others.
Legal basis for the collection
The General Data Protection Regulation requires us to identify and set out the legal basis, or in other words, the legal justification, for processing your personal information. The following are the legal bases on which we process your personal data.
Consent: We may process your personal information for the purposes described in this Privacy Policy with your consent.
Performance of a contract: Where we have entered into a contract with you, we may use the personal information collected from you to fulfil the terms of that contract.
Legal obligations: We may disclose information where we are legally required to do so to comply with applicable laws, governmental requests, judicial proceedings, court orders, or legal processes, such as responding to a court order or a subpoena (including requests from public authorities to meet national security or law enforcement requirements).
Your rights
In accordance with Articles 12 to 23 of the General Data Protection Regulation, the data subject, that is you, has the following rights.
To exercise any of the rights mentioned above, you may use the contact details provided in this Privacy Policy.
Consequences of non-consent
We require your consent to collect information in order to provide our services to you seamlessly. However, you may refuse consent. Please note that refusing consent may have consequences, including limited access to our services and reduced features on the website.
Privacy of children
We do not knowingly provide our services to children. If you are a parent or legal guardian and believe that your child has provided us with information without your consent, please contact us. Upon verification that we have collected such information without parental consent, we will remove the information from our database.
Security of your personal information
We take reasonable measures to ensure that the information we collect from you is stored securely and protected to the best extent possible. However, no method of internet transmission or digital storage is completely secure, and we cannot guarantee absolute security. While we use commercially reasonable and appropriate security measures to protect your information, we cannot promise that it will be 100% secure.
Links to other websites or apps
On our website, we may provide links to external websites, apps, or services. These are not operated by us and therefore are not governed by our Privacy Policy or practices. We strongly recommend that you review the privacy policies of such websites or services before engaging with them to ensure that you do not provide personal information that you do not wish to share.
Changes to this privacy policy
We may update this Privacy Policy from time to time to reflect changes in the law or our privacy practices. We recommend that you review this privacy policy periodically to ensure it remains in line with your expectations.
The privacy policy will be effective from the date it is posted on this page.
Contact us
For any questions or concerns regarding your privacy, or to exercise any of your rights, you may contact us using the following details:
DPO: Data Protection Officer Email: DPO@PalWallet.com
Address: 9.17 19b Capital Tower, 91 Waterloo Road
Email address: DPO@Palwallet.com
Whether you’re just getting started or looking for specifics on features like spending limits, card security, international usage, fees, or managing your crypto-linked payments our FAQ section covers it all.
PalWallet is a next-generation crypto wallet and payment app that lets you store, send, receive, and swap cryptocurrencies, as well as spend globally using your PalCard. It supports both crypto and fiat, giving you full control of your digital assets in one easy-to-use app. Whether you’re a casual holder or a frequent user, PalWallet simplifies Web3 finance.
Yes. PalWallet offers bank-grade security, including multi-signature architecture, biometric access, and insurance-backed wallets. We also comply with EU-level regulatory standards, ensuring that your funds and data are protected at every layer.
Absolutely. With PalWallet, you can send and receive crypto across borders instantly, with low fees and no hidden charges. It’s perfect for freelancers, digital nomads, or anyone sending money globally in Bitcoin, Ethereum, or stablecoins.
Yes. PalWallet is a hybrid wallet that supports major cryptocurrencies and traditional fiat currencies, making it ideal for users who want to manage digital and traditional money in one place. You can also convert between crypto and fiat with our built-in swap feature.
PalSwaps lets you exchange crypto instantly with low fees, while PalSave allows you to earn passive rewards by holding your crypto. Both features are designed to maximize your crypto’s potential without needing complex DeFi tools or exchanges.
Yes. PalWallet is designed to be simple enough for beginners and powerful enough for experts. Whether you’re just getting started or managing a portfolio, you’ll find intuitive features like one-click swaps, asset tracking, and advanced wallet settings.
Yes. PalWallet operates under a crypto license from Europe and partners with regulated banking institutions for fiat services. Your funds are insured up to certain limits, and all transactions meet AML/KYC compliance. We take your financial security seriously.
Enterprise teams can build with PalPayments. Consumers can start with PalWallet and PalCard.
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
See Also
Support
FAQ
Blog
Affiliates Program
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
Get Started
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid Finance
PalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
Depending on the service and your jurisdiction, services may be provided directly by PalWallet Group or facilitated through licensed financial partners, correspondent banks, card networks and liquidity providers, each subject to its own licence, regulatory obligations and terms, which are disclosed to you at onboarding.
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Stablecoins
Fiat & Crypto Settlement
Multi-Currency Support
On/Off Ramp Integration
Pre-Built Payment Modules
Instant Integration
White-Label Options