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One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app
Manage and grow your money
Pay globally with ease
Pay globally with ease
Earn on every spend
Protect your money and data.
Extra cover for your assets
Securely store and track crypto
Purchase crypto instantly
Access Supported Coins
Earn on every spend
Invite friends, get rewards.
PalWallet makes managing your money and crypto simple and secure.
Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.
PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.
Digital spending solutions
Secure financial foundation
Global money movement
Real-world success stories
User growth tools
Asset protection systems
Regulatory intelligence tools
Real-world success stories
Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.
PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.
Business Money Management
Multi-account management
Custom card solutions
Crypto payment integration
Seamless payment processing
Branded banking services
PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.
Manage your money
Become our team member
Promotional resources hub
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Instant customer support
Insights and updates
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Get in touch
Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.
PalPayments. One API. Total Financial Control.
Our unified API connects you to a full suite of banking, payments, crypto, and compliance services customizable, scalable, and ready for global deployment.
Regulated Payments Infrastructure
Power your global payments with a fully regulated, enterprise-grade infrastructure. PalPayments enables you to accept, manage, and settle fiat and digital asset transactions with built-in compliance, risk controls, and regulatory-grade security.
Accept stablecoin payments. Settle faster. Reduce costs. Enable businesses to accept stablecoins at checkout and settle in minutes, not days. Offer customers a modern way to pay globally while keeping your operations compliant, auditable, and scalable.
Accept stablecoin payments. Settle faster. Reduce costs. Enable businesses to accept stablecoins at checkout and settle in minutes, not days. Offer customers a modern way to pay globally while keeping your operations compliant, auditable, and scalable.
What you get
Start accepting stablecoin payments today. Add stablecoins to your checkout, streamline settlement, and expand globally.
PalPayments simplifies global monetization for modern digital platforms. We provide everything you need to launch and scale embedded payments, wallets, and digital economies through a single programmable API. No fragmented providers. No complex licensing. No delays. Whether you are building the next breakout platform or scaling a global ecosystem, PalPayments helps you launch faster, grow globally, and monetize smarter.
PalPayments simplifies global monetization for modern digital platforms. We provide everything you need to launch and scale embedded payments, wallets, and digital economies through a single programmable API. No fragmented providers. No complex licensing. No delays. Whether you are building the next breakout platform or scaling a global ecosystem, PalPayments helps you launch faster, grow globally, and monetize smarter.
Stop stitching together multiple vendors. Our unified platform powers accounts, wallets, cards, fiat, crypto, compliance, and payouts through one API.
Launch multi-currency accounts, accept payments worldwide, move funds instantly, and onboard users in any market with built-in local compliance.
Use only what you need. Add new capabilities as you scale. Build your own economy your way.
Go from sandbox to production in under 30 days. We have streamlined onboarding, compliance, and developer integration so you can move fast.
Operate under our licenses or yours. We handle KYC, KYB, AML, fraud, and risk so you can focus on growth.
Real-time APIs. Webhooks. Dashboards. White-label tools. Everything you need to build, launch, and scale a global digital payments ecosystem.
Operate at scale with 24/7 settlements, international capabilities, and enterprise-grade compliance all powered by PalPayments.
Move money globally in real time 24/7, 365 days a year.
Send and receive payments across borders using PalPayments’ unified infrastructure.
Transact with fully regulated, compliant stablecoins and enterprise-grade controls.
Access traditional and crypto services in one seamless integration. Issue accounts, enable payments, launch cards, onboard users compliantly, and offer custody and trading all from one API.
Expand across borders with multi-currency IBANs, FX, and localized
KYC/KYB. We handle regulatory complexity so you don’t have to.
Pick only the services you need banking, cards, crypto, compliance,
rewards, and more. We’ll help you stack your ideal financial
ecosystem.
Scale Without Limits
Skip the red tape. KYC, KYB, AML, and fraud checks
ready to go, right out of the box.Seamlessly plug our
compliance toolkit into your onboarding and transaction flows.
Unlock a full suite of services from card issuing to compliance designed to scale with your business and streamline your operations.
• Issue EUR and GBP IBAN accounts
• Multi-currency wallets
• SEPA, Faster Payments, SWIFT connectivity
• Real-time account creation and transaction history
• Custody of BTC, ETH, USDT, and more
• Buy, sell, swap functionality
• Wallet creation and key management
• Regulatory-grade infrastructure, including cold storage and insurance
• Virtual & physical cards (Mastercard)
• Custom branding and packaging
• Spend controls, dynamic limits, and 3DS
• Real-time transaction data and card management APIs
• Global money transfers
• Real-time FX rates
• Bulk payouts and mass disbursement tools
• Smart routing and payment retries
• KYC, KYB onboarding
• AML screening and ongoing transaction monitoring
• Sanctions list checks and PEP screening
• Fraud detection and case management tools
• Issue and manage loyalty points or tokens
• Create tiered rewards programs
• Redeem for fiat, crypto, or gifts disbursement tools
• Revenue, engagement, and compliance metrics
• Real-time financial dashboards(Mastercard)
• Exportable reports and statements
• Audit logs and activity tracking
• Revenue, engagement, and compliance metrics
• Branded wallet and banking apps
• Admin portals and dashboards
• Custom user interfaces
• Frontends that integrate with your backend via API
Enterprise-Grade. Fully Configurable.
Tell us about your use case we’ll build a
solution that fits.
Our developer-first infrastructure makes it easy to start small and scale fast.
• Detailed API documentation
• SDKs in Node, Python, Java, Go
• Postman collection and sample apps
• Dedicated technical support
• Custom SLAs and uptime guarantees
• Integration specialists and solution architects
• Dedicated account manager
• Quarterly product roadmap sessions
With PalPayments, you get speed and scalability without compromise on compliance or security.
Operate under our licenses or bring your own. We offer passporting-ready infrastructure and can support full compliance-as-a-service.
Bank-grade encryption, PCI DSS, SOC 2, and GDPR compliance come standard. Our infrastructure is built for institutions.
From sandbox to production in under 30 days. Our onboarding, support, and documentation are designed for speed and clarity.
PalPayments was built for developers, product teams, and visionaries who don’t want to be slowed down by legacy infrastructure or compliance blockers.
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
See Also
Support
FAQ
Blog
Affiliates Program
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
Get Started
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid Finance
PalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Stablecoins
Fiat & Crypto Settlement
Multi-Currency Support
On/Off Ramp Integration
Pre-Built Payment Modules
Instant Integration
White-Label Options
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Stablecoins
Fiat & Crypto Settlement
Multi-Currency Support
On/Off Ramp Integration
Pre-Built Payment Modules
Instant Integration
White-Label Options
