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One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app

Features

Money Account

Manage and grow your money

PalCard

Pay globally with ease

PalCard

Pay globally with ease

Saving

Earn on every spend

Security and Insurance

Security

Protect your money and data.

Insurance

Extra cover for your assets

Wallet

Crypto Wallet

Securely store and track crypto

Buy Crypto

Purchase crypto instantly

Available Tokens

Access Supported Coins

Rewards

Earn on every spend

Referral

Invite friends, get rewards.

PalWallet makes managing your money and crypto simple and secure.

Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.

Grow Your Business

PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.

Solutions

Card & Wallet Services

Digital spending solutions

Core Infrastructure

Secure financial foundation

Accounts & Payments

Global money movement

API

Real-world success stories

Growth & Engagement

User growth tools

Custody & Security

Asset protection systems

Compliance & Insights

Regulatory intelligence tools

Case Studies

Real-world success stories

Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.

Grow Your Business

PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.

Solutions

Business Account

Business Money Management

Commercial Wallets

Multi-account management

Card Issuing

Custom card solutions

Crypto As Service

Crypto payment integration

PalPayments

Seamless payment processing

BaaS White Label

Branded banking services

PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.

About PalWallet

About Us

Manage your money

Join Us

Become our team member

Media Kit

Promotional resources hub

Available Countries

Coming Soon

Wallet

Help Center

Instant customer support

The Pal Blog

Insights and updates

Feedback

Share your thoughts

Contact Us

Get in touch

Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.

Join us at Money2020 2-4 June 2026

Cookie Policy

Last updated: Oct 7, 2026

1. About this policy

This Cookie Policy explains how PalWallet Limited (“PalWallet”, “we”, “us” or “our”) uses cookies and similar technologies on https://palwallet.com (the “Website”), why we use them and how you can control them.

Our registered office is 9.17 19B Capital Tower, 91 Waterloo Road, London, SE1 8RT, United Kingdom. For questions about cookies or your choices, email dpo@palwallet.com.

2. What are cookies?

Cookies are small files stored on your device when you visit a website. They can help a website operate, remember choices and understand how visitors use it. Similar technologies, such as local storage and tracking pixels, can also store or access information on your device. References to cookies in this policy include similar technologies where relevant.

First-party cookies are set by the Website; third-party cookies are set by another provider. Session cookies usually expire when your browser session ends. Persistent cookies remain until their expiry date or until you delete them.

3. Cookie purposes

Strictly necessary cookies record and respect your cookie choices. Consent is not required for cookies used solely for this purpose. These cookies are listed in the inventory below.

Analytics cookies: we use Google Analytics to understand how visitors use the Website and improve its performance. Analytics may process pages visited, interactions, browser and device information, and online identifiers. These can be personal information. Google Analytics is blocked until you accept analytics cookies.

PalWallet does not use affiliate links or referral cookies to track commissions. Any additional optional cookie purposes must be disclosed in the inventory and consent controls before those technologies are activated.

4. Your choices and withdrawal

The cookie banner allows you to accept optional cookies or reject them. Google Analytics remains blocked unless you accept analytics cookies. Continuing to browse, scrolling or closing the banner does not count as consent.

You can change your choices or withdraw consent at any time using the permanent “Cookie settings” link on the Website. Withdrawing consent stops further use of the optional tracking you disable. It does not affect processing that lawfully took place before withdrawal.

We remember your cookie choices for 12 months. You may be asked to choose again if you clear browser storage, use a different browser or device, or if a material change to cookie purposes requires a fresh choice.

5. Google Analytics and retention

Google Analytics is provided by Google. We use it for website usage and performance analysis after you consent. Our Google Analytics data-retention setting is 14 months.

Analytics data retention is separate from the expiry of a cookie on your device. The 14-month setting does not mean every Google Analytics cookie lasts for 14 months. Cookie lifetimes are listed individually in the inventory below.

6. Cookie inventory

Cookie

Provider

Category and purpose

Expiry

Consent

_ga

Google Analytics

Analytics: distinguishes visitors for usage statistics.

2 years

Required

cookieyes-consent

CookieYes

Necessary: remembers cookie choices and consent records.

365 days

Not required

CookieConsent

Cookiebot

Necessary: remembers cookie choices and consent identifier.

12 months

Not required

7. Browser controls

You can also view, delete or block cookies and other site data through your browser’s privacy settings. Blocking cookies needed for a requested function may affect that function. Deleting the record of your cookie preferences may cause the banner to appear again.

Changing your preferences may not remove every third-party cookie previously placed on your device. You can delete these using your browser settings. Browser controls supplement the Website’s “Cookie settings” link.

8. Cookie-related personal information

Cookie information may be personal information where it includes online identifiers or can be linked to you. Our Privacy Policy at https://palwallet.com/privacy-policy/ explains the processing of personal information and applicable rights. Google’s privacy information is available at https://policies.google.com/privacy.

9. Changes to this policy

We may update this policy when our cookies, Website or applicable requirements change. We will publish the revised policy and update the date above. Where a change requires fresh consent, we will request it before enabling the affected optional technologies.

10. Contact us

For questions about cookies, Google Analytics or changing your preferences, contact PalWallet Limited at dpo@palwallet.com or write to 9.17 19B Capital Tower, 91 Waterloo Road, London, SE1 8RT, United Kingdom.

How it connects

One Infrastructure. Three Powerful Products.

PalPayments powers PalWallet. PalWallet powers PalCard. Together, they power modern global finance.
Infrastructure and rails for global payments.
A secure non-custodial multi-chain wallet with low fees.
Send, spend, and manage money worldwide.
One backend. One compliance layer. One user experience.
BLOGS

From the blog

Stablecoin Payments Monthly Report: September 2026

Stablecoin Payments Monthly Report: September 2026

Banks, Card Networks & Regulation Push Stablecoins Further

Rejoice Oct 5
8 min read
Managing FX Liquidity Risk in Emerging Markets

Managing FX Liquidity Risk in Emerging Markets

Managing FX Liquidity Risk in Emerging Markets For

Rejoice Sep 23
5 min read
Beyond SWIFT: How Local Rails and Stablecoins Are Reshaping Cross-Border Payments

Beyond SWIFT: How Local Rails and Stablecoins Are Reshaping Cross-Border Payments

The infrastructure for moving money is becoming more

PalWallet Sep 7
3 min read
ALL-IN-ONE WALLET

Frequently Asked Questions

Whether you’re just getting started or looking for specifics on features like spending limits, card security, international usage, fees, or managing your crypto-linked payments our FAQ section covers it all.

What is PalWallet and how does it work?

PalWallet is a next-generation crypto wallet and payment app that lets you store, send, receive, and swap cryptocurrencies, as well as spend globally using your PalCard. It supports both crypto and fiat, giving you full control of your digital assets in one easy-to-use app. Whether you’re a casual holder or a frequent user, PalWallet simplifies Web3 finance.

Yes. PalWallet offers bank-grade security, including multi-signature architecture, biometric access, and insurance-backed wallets. We also comply with EU-level regulatory standards, ensuring that your funds and data are protected at every layer.

Absolutely. With PalWallet, you can send and receive crypto across borders instantly, with low fees and no hidden charges. It’s perfect for freelancers, digital nomads, or anyone sending money globally in Bitcoin, Ethereum, or stablecoins.

Yes. PalWallet is a hybrid wallet that supports major cryptocurrencies and traditional fiat currencies, making it ideal for users who want to manage digital and traditional money in one place. You can also convert between crypto and fiat with our built-in swap feature.

PalSwaps lets you exchange crypto instantly with low fees, while PalSave allows you to earn passive rewards by holding your crypto. Both features are designed to maximize your crypto’s potential without needing complex DeFi tools or exchanges.

Yes. PalWallet is designed to be simple enough for beginners and powerful enough for experts. Whether you’re just getting started or managing a portfolio, you’ll find intuitive features like one-click swaps, asset tracking, and advanced wallet settings.

Yes. PalWallet operates under a crypto license from Europe and partners with regulated banking institutions for fiat services. Your funds are insured up to certain limits, and all transactions meet AML/KYC compliance. We take your financial security seriously.

GET STARTED

Choose your path

Enterprise teams can build with PalPayments. Consumers can start with PalWallet and PalCard.

For Businesses

Discuss APIs, integration, compliance, and rollout.

For Individuals

Download the app and start spending with PalCard.