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One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app

Features

Money Account

Manage and grow your money

PalCard

Pay globally with ease

PalCard

Pay globally with ease

Saving

Earn on every spend

Security and Insurance

Security

Protect your money and data.

Insurance

Extra cover for your assets

Wallet

Crypto Wallet

Securely store and track crypto

Buy Crypto

Purchase crypto instantly

Available Tokens

Access Supported Coins

Rewards

Earn on every spend

Referral

Invite friends, get rewards.

PalWallet makes managing your money and crypto simple and secure.

Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.

Grow Your Business

PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.

Solutions

Card & Wallet Services

Digital spending solutions

Core Infrastructure

Secure financial foundation

Accounts & Payments

Global money movement

API

Real-world success stories

Growth & Engagement

User growth tools

Custody & Security

Asset protection systems

Compliance & Insights

Regulatory intelligence tools

Case Studies

Real-world success stories

Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.

Grow Your Business

PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.

Solutions

Business Account

Business Money Management

Commercial Wallets

Multi-account management

Card Issuing

Custom card solutions

Crypto As Service

Crypto payment integration

PalPayments

Seamless payment processing

BaaS White Label

Branded banking services

PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.

About PalWallet

About Us

Manage your money

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Become our team member

Media Kit

Promotional resources hub

Available Countries

Coming Soon

Wallet

Help Center

Instant customer support

The Pal Blog

Insights and updates

Feedback

Share your thoughts

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Get in touch

Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.

Send and Receive Global Payments Fast, Compliant, and Cost-Effective

Cross-Border Payments

PalPayments empowers businesses to send and receive money across borders without friction. Whether you’re paying global contractors, managing supplier payments, collecting funds internationally, or enabling user withdrawals, our platform provides real-time, compliant, and cost-efficient cross-border payment infrastructure all via a single API.

Trusted by

Why Cross-Border Payments Matter

A dedicated IBAN is a unique International Bank Account Number issued in the name of a specific user or business. Unlike pooled or shared accounts, dedicated IBANs provide end-users with personalized account details they can use to receive and send payments directly.


With PalPayments, you can programmatically issue and manage dedicated IBANs in multiple currencies backed by banking partners and regulatory frameworks.

Why Offer Dedicated IBANs?

In an increasingly global economy, financial infrastructure must match the speed of business. Traditional cross-border payments are slow, expensive, and opaque. With PalPayments, you can move money across borders as easily as sending a domestic bank transfer with:

  • Transparent FX rates
  • Faster settlement times
  • Local rails for international delivery
  • Integrated compliance workflows
  • Automated tracking and reconciliation

Whether you’re a fintech, SaaS platform, marketplace, crypto app, or enterprise, we help you scale globally without the overhead of building financial infrastructure in every country.

One API. 180+ Countries. 50+ Currencies.

PalPayments abstracts the complexity of cross-border finance with a single integration. Access global payment corridors and currency support without the hassle of multiple banking partners.

  • SEPA (EU)
  • SWIFT (Global)
  • Faster Payments (UK)
  • ACH (US)
  • UPI (India)
  • Local rails in LATAM, APAC, MENA
  • EUR, USD, GBP, AED, SGD, HKD, AUD, CAD, MXN, INR, THB, PHP, and more
  • Real-time FX with market-driven rates
  • Multi-currency balances and settlements

Next-Gen Payments Infrastructure

Is Your Business Ready for the Web3 Stablecoin Revolution?

Unlock faster, borderless, and cost-efficient payments with stablecoins. PalPayments gives you the infrastructure to accept, manage, and settle stablecoin transactions—securely and compliantly.

Our Features

This is the space to introduce the Features section. Use this space to highlight your unique aspects and to present specific credentials, benefits or special features you offer.

Global Coverage

Send payments to 180+ countries via local and international rails

FX Engine

Real-time currency conversion with transparent mid-market rates

Local Settlements

Deliver payments locally where available faster, cheaper, and more reliable

API-Driven Workflow

Automate payments, set triggers, schedule transfers, and monitor in real-time

Compliance as a Service

Built-in KYC/KYB, AML, sanctions checks, fraud detection

Webhooks & Tracking

Real-time status updates for you and your users

Multi-Currency Accounts

Hold, convert, and settle in multiple currencies

White-Label Friendly

Use your own branding across all customer touchpoints

Advanced Tools to Power Seamless Crypto Payments

Unlock powerful features built into the PalPayments platform, designed to simplify operations and enhance your control over crypto payment acceptance.

Go Local with Global Reach

Our smart routing system determines the best method to deliver each payment based on speed, cost, and local availability.

Example:

  • Sending USD to India → Automatically routes to UPI
  • Sending EUR to UK → Uses SEPA/FPS
  • Sending GBP to Philippines → Uses local bank delivery
  • Sending SGD to Germany → Uses SWIFT + SEPA conversion

You get the performance of local banking with the global scale of an international network.

Faster Payments, Transparent Fees

Traditional cross-border payments take 2–5 business days and charge hidden FX fees.

PalPayments offers:

  • Same-day or next-day delivery in supported corridors
  • FX at interbank or mid-market rates
  • Flat, transparent fee structures
  • No hidden surcharges or lift fees

Give your finance team better control, predictability, and cost savings on every international transaction.

White-Label Cross-Border Payments

Offer branded cross-border capabilities within your own interface without building from scratch.

  • Customizable UI modules for send/receive flows
  • Embedded onboarding with your branding
  • Localized messaging and currency formatting
  • Branded notifications, confirmations, and receipts

Perfect for platforms that want to keep users in their ecosystem while delivering world-class financial experiences.

Explore Case Studies

Crypto Platforms

Global payouts, onboarding, compliance for platforms.

Learn more

Online Marketplaces

Marketplace finance: onboarding, payouts, escrow, compliance.

Learn more

E-Commerce Platforms

E-commerce finance: merchant accounts, payouts, compliance.

Learn more

Gig Platforms

Gig platforms: onboarding, payouts, tax, compliance.

Learn more

Travel Platforms

Travel finance: bookings, payouts, FX, compliance.

Learn more

Property Tech Platforms

PropTech finance: rent payments, deposits, compliance.

Learn more

Physical Stores

In-store crypto payments, fiat conversion, loyalty.

Learn more

SaaS Platform

SaaS finance: embed wallets, payments, onboarding.

Learn more

iGaming

iGaming finance: deposits, withdrawals, wallets, compliance.

Learn more

Casino & Betting

Casino payments: deposits, payouts, crypto, compliance.

Learn more

Neobanking

Neobank core: IBANs, cards, crypto, compliance.

Learn more

EMI's

EMI platform: wallets, cards, IBANs, compliance.

Learn more

PSP Platforms

PSP tools: cards, crypto, payouts, compliance.

Learn more

Your journey starts here.

Let’s Build Something Powerful Together

Book a live demo or get the info you need to explore how PalPayments fits your business.