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One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app
Manage and grow your money
Pay globally with ease
Pay globally with ease
Earn on every spend
Protect your money and data.
Extra cover for your assets
Securely store and track crypto
Purchase crypto instantly
Access Supported Coins
Earn on every spend
Invite friends, get rewards.
PalWallet makes managing your money and crypto simple and secure.
Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.
PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.
Digital spending solutions
Secure financial foundation
Global money movement
Real-world success stories
User growth tools
Asset protection systems
Regulatory intelligence tools
Real-world success stories
Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.
PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.
Business Money Management
Multi-account management
Custom card solutions
Crypto payment integration
Seamless payment processing
Branded banking services
PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.
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Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.
Automate KYC, KYB, AML & Fraud Prevention With Precision
In the world of embedded finance, trust is everything. PalPayments’ Compliance & Risk Engine delivers enterprise-grade, real-time compliance infrastructure that scales with your business across fiat, crypto, and hybrid financial products.
Your customers expect a fast, smooth onboarding experience. Regulators expect thorough compliance oversight. PalPayments helps you deliver both.
Whether you’re launching in a single market or expanding globally, our Compliance & Risk Engine gives you the tools, confidence, and flexibility to stay compliant without slowing down.
Embedded financial services bring powerful capabilities to your app or platform but they also come with regulatory responsibilities. Whether you’re issuing IBAN accounts, processing global payments, or offering crypto custody, you’re operating in a high-risk environment. Failure to properly manage compliance can lead to fines, account freezes, reputational damage or worse.
PalPayments solves this with a modular Compliance & Risk Engine built for modern fintechs, marketplaces, SaaS platforms, and crypto-native applications. We abstract the complexity of financial regulation so you can stay focused on product innovation and growth.
Automate KYC, KYB, and AML with PalPayments’ Compliance & Risk Engine.
We’ve unified the entire compliance stack KYC, KYB, AML monitoring, sanctions screening, transaction risk scoring, document verification, and more into a single, developer-friendly API.
Verify user identity in seconds with support for global document types, biometric verification, and facial liveness checks. Our KYC flow is optimized for conversion with minimal friction.
Accelerate onboarding for merchants, partners, and platform users with full KYB orchestration. Pull data from global corporate registries and automate UBO (ultimate beneficial owner) detection.
Continuously monitor all transactions for red flags, from structured transfers to account behavior anomalies. Our real-time engine supports rule-based and machine-learning-driven alerts.
Score and route transactions using advanced logic tailored to your financial product. Combine user behavior, location, amount, time, and other metadata to automatically approve, block, or escalate.
We’ve unified the entire compliance stack KYC, KYB, AML monitoring, sanctions screening, transaction risk scoring, document verification, and more into a single, developer-friendly API.
Verify user identity in seconds with support for global document types, biometric verification, and facial liveness checks. Our KYC flow is optimized for conversion with minimal friction.
Accelerate onboarding for merchants, partners, and platform users with full KYB orchestration. Pull data from global corporate registries and automate UBO (ultimate beneficial owner) detection.
Continuously monitor all transactions for red flags, from structured transfers to account behavior anomalies. Our real-time engine supports rule-based and machine-learning-driven alerts.
Score and route transactions using advanced logic tailored to your financial product. Combine user behavior, location, amount, time, and other metadata to automatically approve, block, or escalate.
Compliance rules aren’t the same everywhere. That’s why our engine supports jurisdiction-specific workflows, local document types, and regulatory standards across:
With PalPayments, you can onboard users from 160+ countries while staying within local and international guidelines. Our compliance team works behind the scenes to keep policies up to date.
Combine advanced risk scoring with real-time AML monitoring.
Whether you’re launching a crypto wallet, a neobank, or a multi-vendor marketplace, PalPayments makes it easy to tailor compliance:
No need to juggle 6+ vendors. Our Compliance & Risk Engine connects directly to your PalPayments infrastructure KYC + cards + accounts + crypto + payments all under one umbrella.
ntegration should be the easiest part. With PalPayments, your team gets:
Need help setting up custom flows? Our solution engineers are ready to co-build alongside your developers.
Combine advanced risk scoring with real-time AML monitoring.
Your journey starts here.
Book a live demo or get the info you need to explore how PalPayments fits your business.
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
See Also
Support
FAQ
Blog
Affiliates Program
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid FinancePalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Crypto Services
Buy Crypto
Crypto Saving
Crypto Swaps
Crypto Staking
Crypto Prices
Over The Counter
For Startups
Looking for funding?
Multi-Chain
Polygon (MATIC)
Avalanche (AVAX)
Arbitrum (ARB)
Tron (TRX)
Polkadot (DOT)
Tezos (XTZ)
Get Started
PalWallet vs Trust Wallet
PalWallet vs MetaMask
PalWallet vs Coinbase Wallet
PalWallet vs Binance Wallet
For Business Hybrid Finance
PalPayments DeFi
CeFi
Crypto Assets
Bitcoin wallet
Ethereum wallet
Solana wallet
Cardano wallet
XRP wallet
Monero wallet
USDT wallet
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Stablecoins
Fiat & Crypto Settlement
Multi-Currency Support
On/Off Ramp Integration
Pre-Built Payment Modules
Instant Integration
White-Label Options
Legal & Regulatory Information
The PalWallet Account and PalCard (Mastercard) are issued by a regulated money provider, an Electronic Money Institution authorised by the Central Bank of Cyprus under the Electronic Money Law. The regulated money provider is a member of the Mastercard network. Please note that electronic money products are not covered by the Deposit Insurance Scheme of the Republic of Cyprus. However, all client funds are safeguarded in segregated accounts, ensuring that in the unlikely event of the provider’s insolvency, your funds remain protected from claims by creditors.
Mastercard Disclaimer
The Mastercard circles design is a registered trademark of Mastercard International Incorporated.
Apple Pay Disclaimer
Apple Pay is a trademark of Apple Inc. and is provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Apple Inc. and its subsidiaries are not banks. Any card added to Apple Pay is issued by your card provider, not by Apple.
Google Pay Disclaimer
Google Pay and Google Wallet are trademarks of Google LLC. Use of these services is subject to Google’s terms and conditions.Contactless Indicator
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.OtherThe PalWallet Account and PalCard
© PalWallet, PalWallet Limited
Past performance is not a reliable indicator of future results. Investing in blockchain-based assets carries a risk of partial or total loss of capital. The value of any digital assets exchanged through PalWallet is subject to market volatility and other financial risks.
© PalWallet, PalWallet Limited
Stablecoins
Fiat & Crypto Settlement
Multi-Currency Support
On/Off Ramp Integration
Pre-Built Payment Modules
Instant Integration
White-Label Options
