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One app, endless possibilities.
Pay, trade, earn rewards, and
grow your money-your way, all
in one powerful app

Features

Money Account

Manage and grow your money

PalCard

Pay globally with ease

PalCard

Pay globally with ease

Saving

Earn on every spend

Security and Insurance

Security

Protect your money and data.

Insurance

Extra cover for your assets

Wallet

Crypto Wallet

Securely store and track crypto

Buy Crypto

Purchase crypto instantly

Available Tokens

Access Supported Coins

Rewards

Earn on every spend

Referral

Invite friends, get rewards.

PalWallet makes managing your money and crypto simple and secure.

Send, spend, save, and earn rewards all in one easy-to-use app designed for everyday life.

Grow Your Business

PalPayments equips your business with cutting-edge financial infrastructure from banking-as-a-service and multi-currency accounts to secure crypto custody and virtual card issuing seamlessly integrated via API.

Solutions

Card & Wallet Services

Digital spending solutions

Core Infrastructure

Secure financial foundation

Accounts & Payments

Global money movement

API

Real-world success stories

Growth & Engagement

User growth tools

Custody & Security

Asset protection systems

Compliance & Insights

Regulatory intelligence tools

Case Studies

Real-world success stories

Empowering businesses with advanced financial tools to streamline operations and unlock new revenue opportunities in the digital economy.

Grow Your Business

PalWallet empowers businesses with advanced financial tools to boost growth, streamline payments, launch branded cards, and integrate crypto services-scaling made easy.

Solutions

Business Account

Business Money Management

Commercial Wallets

Multi-account management

Card Issuing

Custom card solutions

Crypto As Service

Crypto payment integration

PalPayments

Seamless payment processing

BaaS White Label

Branded banking services

PalWallet is a secure, all-in-one financial platform for individuals and businesses to manage money and crypto with confidence.

About PalWallet

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Building the future of
finance with innovative
solutions that empower
individuals and businesses
worldwide.

Bridge Traditional and Digital Finance with Compliant Fiat-Crypto Infrastructure

Card & Wallet Solutions for the Modern Digital Economy

In Today’s Fast-Moving Digital World, Financial Services Are No Longer Just the Domain of Banks. Consumers and Businesses Alike Expect Instant Access to Wallets, Digital Payments, and Branded Cards – All Integrated Within the Platforms They Already Use. That’s Where Our Card and Wallet Services Come In.

Trusted by

Why Card and Wallet Infrastructure Matters

The Modern Consumer Expects Flexibility in How They Store, Manage, and Spend Money. Whether It’s Digital Wallets for Contactless Payments, Virtual Cards for Online Purchases, or Physical Cards for Everyday Use, Embedded Finance Is Reshaping How Money Moves.


For Platforms, Offering These Features Isn’t Just a Value-Add It’s a Revenue-Driving, User-Retaining Growth Opportunity.


Our Programmable Wallet and Card Infrastructure Allows You To:
 

  • Launch a Neobank or Embedded Wallet in Weeks, Not Months
  • Offer Multi-Currency Storage and Payments
  • Issue Branded Mastercard or Visa Cards Instantly
  • Tap Into New Revenue Streams With Spend-Based Rewards and Fees
  • Build a Fully Branded Financial Experience Using White-Label Components

Next-Gen Payments Infrastructure

Is Your Business Ready for the Web3 Stablecoin Revolution?

Unlock faster, borderless, and cost-efficient payments with stablecoins. PalPayments gives you the infrastructure to accept, manage, and settle stablecoin transactions—securely and compliantly.

Digital Wallet Infrastructure

Our Wallet-as-a-Service Is the Foundation for Embedded Finance.

You Can Launch Digital Wallets That Support:

  • Multi-Currency IBAN Accounts (EUR, GBP, USD, and More)
  • Real-Time Payments (SEPA, Faster Payments, SWIFT)
  • Crypto Custody and Trading (Via Our Integrated Crypto Stack)
  • Balance Management, Transaction History, and Identity-Linked KYC

Built for Developers

With Simple, Well-Documented APIs, Your Developers Can Integrate Wallet Functionality in Days Not Weeks.

Built for Compliance

We Handle KYC, AML, Fraud Prevention, and Reporting So You Don’t Have To

Built for Scale

Whether You’re Onboarding 100 Users or 1 Million, Our Infrastructure Is Engineered for Performance and Compliance Across Europe, Asia, LATAM, and the Middle East.

Issue Cards Instantly

Offer virtual and physical cards under your brand.

Virtual & Physical Card Issuing

Issue Secure, Branded Cards for Your Users Instantly. PalPayments Provides Everything You Need To Launch Virtual or Physical Cards Under Your Brand, Supported by Mastercard. Whether You’re Building a Crypto Card, a Rewards-Based Business Card, or a Prepaid Expense Card, We’ve Got You Covered.

Instant Virtual Cards:

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Branded Physical Cards:

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Single-Use or Reloadable:

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Spend Controls & Limits:

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FX & Global Payments:

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Launch Your Own Wallet

Bring your own branded wallet to life with our white-label solution. Custom UI ·  Multi-Currency Support ·  Built-In KYC

White-Label Wallets: Full Customization, Zero Headache

Developer-Friendly API Stack

Want To Launch Your Own Digital Wallet App or Add Wallet Functionality to Your Existing Product? Our White-Label Wallet Solution Is Ideal for Businesses That Want Speed, Control, and Flexibility Without Becoming a Licensed Institution.

Features of Our White-Label Wallet

  • Custom Branding and UI
  • Multi-Currency and Crypto Support
  • Card Issuing Integration
  • User Onboarding Flows With Built-In KYC
  • Transaction and Balance Modules
  • Admin Dashboard and Analytics


Use It To Build:

  • A Full-Featured Neobank
  • A Loyalty App With Wallet and Rewards
  • A Global Remittance Platform
  • A Crypto Wallet With Fiat Ramp

White-Label Wallets: Full Customization, Zero Headache

Developer-Friendly API Stack

Want To Launch Your Own Digital Wallet App or Add Wallet Functionality to Your Existing Product? Our White-Label Wallet Solution Is Ideal for Businesses That Want Speed, Control, and Flexibility Without Becoming a Licensed Institution.

Features of Our White-Label Wallet

  • Custom Branding and UI
  • Multi-Currency and Crypto Support
  • Card Issuing Integration
  • User Onboarding Flows With Built-In KYC
  • Transaction and Balance Modules
  • Admin Dashboard and Analytics


Use It To Build:

  • A Full-Featured Neobank
  • A Loyalty App With Wallet and Rewards
  • A Global Remittance Platform
  • A Crypto Wallet With Fiat Ramp

White-Label Wallets: Full Customization, Zero Headache

Your Wallet and Card Infrastructure Isn’t Just a Feature—It’s a Business Model.

With PalPayments, You Can Generate Revenue via:

  • Interchange Fees From Card Usage
  • FX Markups on International Transactions
  • Monthly Card or Wallet Fees
  • Reward Programs and Co-Branding Partnerships
 

Whether You’re a Startup or an Established Enterprise, We Give You the Tools To Monetize Financial Services Within Your Own Ecosystem.

Designed With Compliance First

Launching a Wallet or Card Program Typically Requires Complex Licenses, Oversight, and Audits. We’ve Simplified That.

PalPayments Operates With a Network of Licensed Financial Partners, Covering:
 

  • EMI Licensing
  • Card Program Management
  • KYC/KYB and AML
  • GDPR & PSD2 Compliance
 

We Handle the Heavy Lifting So You Can Focus on Product and Growth.

Ready To Power Your Own Wallet or Card?

PalPayments Is Your Partner in Embedded Finance. Whether You’re Looking To Launch a Global Wallet, Issue Branded Cards, or Combine Both Into a Unified Experience, Our Infrastructure Makes It Simple, Compliant, and Scalable.

Want To Brand Your Own Financial App?

Explore White-Label Wallets →

Need a Custom Virtual or Physical Card Program?

Learn About Card Issuing →

Talk To Our Embedded Finance Experts

Let’s Help You Choose the Right Wallet and Card Solution for Your Business.

Schedule a Free Strategy Call Today.

Explore Case Studies

Crypto Platforms

Global payouts, onboarding, compliance for platforms.

Learn more

Online Marketplaces

Marketplace finance: onboarding, payouts, escrow, compliance.

Learn more

E-Commerce Platforms

E-commerce finance: merchant accounts, payouts, compliance.

Learn more

Gig Platforms

Gig platforms: onboarding, payouts, tax, compliance.

Learn more

Travel Platforms

Travel finance: bookings, payouts, FX, compliance.

Learn more

Property Tech Platforms

PropTech finance: rent payments, deposits, compliance.

Learn more

Physical Stores

In-store crypto payments, fiat conversion, loyalty.

Learn more

SaaS Platform

SaaS finance: embed wallets, payments, onboarding.

Learn more

iGaming

iGaming finance: deposits, withdrawals, wallets, compliance.

Learn more

Casino & Betting

Casino payments: deposits, payouts, crypto, compliance.

Learn more

Neobanking

Neobank core: IBANs, cards, crypto, compliance.

Learn more

EMI's

EMI platform: wallets, cards, IBANs, compliance.

Learn more

PSP Platforms

PSP tools: cards, crypto, payouts, compliance.

Learn more

Your journey starts here.

Let’s Build Something Powerful Together

Book a live demo or get the info you need to explore how PalPayments fits your business.